Free bill reminder & expense tracker for Android

Bills & spending, sorted.

Get reminded before every bill is due, mark it paid in one tap, and see exactly where your money goes. No account, no sign-up – your data stays on your phone.

  • Free
  • No account needed
  • Works offline
  • English & Bahasa Melayu
The home screen: October spending against a monthly budget, income, what's still to pay, and upcoming bills with due dates

See it in 30 seconds

Add a bill, get reminded, mark it paid, and check your month – all real screens from the app.

Never miss a bill again

It works like a to-do list for your payments: add them once, get reminded, tick them off.

1

Add a bill

Type what it's for and how much. Pick a due date, when to remind you, and how often it repeats.

Adding an electricity bill: due tomorrow, reminder 1 day before, repeats monthly on day 20
2

Get reminded

A notification arrives before the due date. Mark it paid right there, or snooze it for an hour.

A reminder notification for the electricity bill, RM182.40 due tomorrow, with Mark as paid and Snooze 1 hour buttons
3

Tick it off

Paid bills keep the date and amount. Repeating ones create the next bill for you, like Google Tasks.

The completed list: paid bills with their paid dates and the date of the next one

See where your money goes

Statistics by day, week, month and year, with the change from the previous period – so you notice when spending creeps up.

  • Income vs spending, and what's left
  • Breakdown by list, with every payment in the period
  • A monthly budget with alerts at the level you choose
  • What's still to pay, including upcoming repeats
Spent in OctoberRM2,585.55
vs last month26% less
Budget used65%
Statistics for October 2026: total spent, payments, daily average, largest payment, income vs spending
Monthly budget 65% used, and the bills still to pay this month

Everything you need, nothing you don't

Built for real monthly bills – the ones that repeat, change amount, or fall on the 31st.

Repeating bills

Daily, weekly on chosen days, monthly, yearly or every few. A bill due on the 31st stays on each month's last day.

Smart reminders

On the day or up to a week before, with the sound you choose. Mark paid or snooze from the notification, or get a nudge every day until it's paid.

Income too

Log your salary, side jobs and refunds – even repeating ones – and see what's left after spending.

Receipt photos

Snap or pick a photo for any payment. Photos are shrunk, turned upright and kept privately in the app.

Home-screen widget

This month's spending and your next bills at a glance. Tap the circle to mark one paid.

Monthly budget

Set a budget and watch the meter. Get an alert when you reach the percentage you choose, and again at 100%.

Any currency

Every currency in use, with the symbol people actually use: RM, Rp, ₱, ₹, ฿, €… Picked from your SIM on first run.

Backup & Excel

Save everything – data and photos – to one .zip file you keep. With Premium, export an Excel file with monthly and yearly totals and your receipt photos.

App lock

A 4–6 digit PIN with fingerprint or face unlock. With the lock on, amounts are hidden on the widget and in recent apps (Android 13+).

Your money data stays on your phone

MY Finance Tracker has no servers and no accounts. Your payments, income and receipt photos are stored only on your phone, and they're kept out of Android's cloud backup. When you want a copy, you save it to a file you choose.

  • No account, no sign-up, no email needed
  • Nothing you enter is uploaded or synced
  • PIN and fingerprint lock
  • Your own backup file, and Excel export with Premium

The free version shows small ads from Google AdMob, which collects some device information to show them. See the privacy policy for exactly what that means.

The app lock screen asking for a PIN
Settings: your payments, income and receipt photos are stored only on this phone; nothing is uploaded or synced

Free, with an optional upgrade

Everything you need for your bills is free. Premium removes the ads and adds Excel export – paid once, no subscription.

Standard

Free

Bills, reminders and statistics, with a small banner ad

  • Unlimited bills, lists and reminders
  • Statistics, budget and widget
  • Backup and app lock

Premium

One-time

A single purchase in Google Play – no subscription

  • Hides every ad, for good
  • Excel export with monthly and yearly totals and receipt photos
  • Restored automatically if you reinstall

Questions

Is it really free?

Yes. Bills, reminders, statistics, the widget and backup are all free, with no subscription. The free version shows a small banner ad; Premium, a one-time purchase in the app, removes it and adds Excel export.

Does the app pay my bills?

No. It reminds you before a bill is due and keeps a record when you mark it paid. You still pay through your bank or the company as usual – the app never touches your money or bank accounts.

Is my data uploaded anywhere?

No. Everything you enter stays in the app's private storage on your phone. There are no accounts and no servers. The only network use is the ad SDK and Google Play billing – see the privacy policy.

What happens when I change phones?

Go to Settings → Your data → Export backup to save one .zip file with all your data and receipt photos, then restore it on the new phone. Android's direct phone-to-phone transfer during setup also works.

Which currencies and languages does it support?

Every currency in use worldwide, with the right symbol and decimals. The app is in English and Bahasa Melayu, and dates and numbers follow your phone's settings.

Which phones does it work on?

Android 8.0 or newer.

How do I contact you?

Email admin@amirazman.my. Suggestions are welcome.

Get your bills sorted

Free on Google Play. No account needed.

Get it on Google Play